How It Works
Enter your ZIP code and tell us what coverage you are looking for in Illinois
See what Illinois requires and compare quotes from licensed carriers
Choose coverage that meets Illinois requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
Every vehicle on a multi-car policy must carry at least your state's minimum bodily-injury and property-damage liability. State minimums range from $15,000 to $50,000 per person; $25,000 is the most common.
Full Coverage Car Insurance
Liability plus collision and comprehensive coverage. You can put full coverage on one vehicle and liability only on another — both on the same policy, both earning the multi-car discount.
Uninsured and Underinsured Motorist Coverage
Covers you when the other driver has no insurance or not enough. Required in 22 states. On a multi-car policy, this coverage applies to every vehicle on the policy.
Personal Injury Protection
Pays medical expenses for you and your passengers regardless of fault. Required in 15 states. When required, every vehicle on your multi-car policy must carry it.
